Tuesday, November 15, 2011

Financing For Freight Brokers

Finding a factoring financing solution for a trucking company is relatively easy. Just search the web and you will see there are a number of companies that offer freight bill factoring. On the other hand, finding financing for a freight broker is more difficult. Few factoring companies offer financing for freight brokers. One of the reasons for this, is that it's harder for a factoring company to secure the freight bills collateral. This increases the risk of the transaction.

Most of the companies that do offer factoring to freight brokers will insist on paying the carriers themselves. This means that the factoring company pays your carrier on your behalf (from your advance) and then advances the remaining funds to your company. This ensures their collateral is protected and enables them to provide you with financing.

There are a few companies that will offer financing to freight brokers and allow them to pay the carriers directly. This gives the freight broker greater control over their cash flow. However, these companies will only work with freight brokers that have :

  • Proven track record
  • Impeccable credit 
  • Impeccable background
  • Good reporting and payment systems